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NatWest Black is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.

Your NatWest Black Card comes with an annual fee of £250 - reflecting an extensive package of benefits.

For details of the annual fee, typical 51.8% APR (variable) and other rates, fees and charges please see the summary box.

The Typical 51.8% APR (variable) has been calculated under the consumer credit act regulations, which require us to use a £1,500 notional credit limit (when in fact the Black Card’s credit limit is £15,000) coupled with the £250 annual fee. Please note that the annual interest rate of 12.42% p.a. on your NatWest Black Card remains unchanged and we are not increasing the cost of using your Black Card.

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