The card that lives life at your pace

NatWest Black is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.

Your NatWest Black Card comes with an annual fee of £250 - reflecting an extensive package of benefits.

For details of the annual fee, typical 51.8% APR (variable) and other rates, fees and charges please see the summary box.

We draw to your attention that the typical APR has been calculated under the Consumer Credit Act regulations which require us to use a £1,500 notional credit limit. The £1,500 limit coupled with the £250 (Standard)/£200 (Advantage Private) fixed annual card fee distorts the advertised APR. This is illustrated by comparison with the 16.8% APR variable (Standard)/16.0% APR variable (Advantage Private) variable calculated using the minimum credit limit of £15,000 on NatWest Black Card, as reflected in your card agreement.

Please note that the annual interest rate of 12.42% p.a. on your NatWest Black Card remains unchanged. We are not increasing the cost of using your Black Card but are simply complying with regulations.