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Graphic representation of the NatWest Black Credit Card
Typical 51.8% APR (variable)*

Apply for your NatWest Black Card

  • Minimum £15,000 credit limit
  • Annual card fee £250
  • 24-hour personal assistant service
  • Extensive travel insurance and airport executive lounge access
Important Info

Important information – read this before you apply

It is important that you have a copy of all the insurance terms and conditions for the account you are applying for as the Black Credit Card has some complimentary insurances and some for which there is a monthly fee. For details of all these insurances please download this information for your records before you proceed to the online form.

Download PDF version of this document (794KB pdf)

Keyfacts about our insurance services document (47KB pdf)

Apply now

*IMPORTANT INFORMATION - CALCULATION OF APR We draw to your attention that the typical APR has been calculated under the Consumer Credit Act regulations which require us to use a £1,500 'notional' credit limit. The £1,500 limit coupled with the £250 fixed annual card fee distorts the advertised APR.

This is illustrated by comparison with the 16.8% APR calculated using the minimum credit limit of £15,000 on NatWest Black Card, as reflected in your card agreement.

Please note that the annual interest rate of 13.152% on your NatWest Black Card remains unchanged. We are not increasing the cost of using your Black Card but are simply complying with regulations.

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Call us on
0800 408 6007Minicom
0870 154 1192

Lines are open: Mon to Fri
8am-8pm, Sat 9am-6pm
(excl. public holidays).
Calls may be recorded

Eligibility:

The NatWest Black Card is available to customers with an income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.

You will also require:

  • Income details
  • Bank or Building Society details
  • Employer's name
  • Address and telephone number and details of a previous address if you've lived at your current address for less than two years.